Holy shit my wife went x-mas shopping
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by Rand0m » Wed Dec 07, 2005 11:51 pm
Originally posted by B
Random is 18, he has yet to understand a job and career and real responsibility.
I'm sure you know my entire life story too from a gamming forum. Nice try lady, maybe next time.
More than half of you are conformists so I wont even continue discussing this stuff because you obviously don't understand.
by King » Wed Dec 07, 2005 11:54 pm
Originally posted by Rand0m
I'm sure you know my entire life story too from a gamming forum. Nice try lady, maybe next time.
More than half of you are conformists so I wont even continue discussing this stuff because you obviously don't understand.
Random, you crazy nazi... did you start college? cuz your ideals will soon lead you to the Black Panthers. I dont think they like white people
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by PudriK » Thu Dec 08, 2005 4:35 am
Originally posted by Rand0m
I'm sure you know my entire life story too from a gamming forum. Nice try lady, maybe next time.
More than half of you are conformists so I wont even continue discussing this stuff because you obviously don't understand.
Don't give up, dude, if you got something interesting to say, say it. Don't take criticism so hard... if she's wrong, correct her. State your piece, and be prepared to debate it. Unconventional thinking is a good thing. No need to run away.
I think you're right that a career CAN be something that you would enjoy for life, but that does not guarantee financial security. Whether it guarantees happiness depends on whether you can live stress-free within those means.
Me, I'm pickin' up what your puttin' down Slaughter. I put about 15% of my after tax dollars into savings, and the only debt I have is a car loan, recently purchased, for less than 1/3 of my annual income. I have, so far, almost 1/2 year's income in retirement savings. Yet I still manage to burn through a crazy amount of money every month. Oh, and about $1K on my credit card... I'm not perfect.
But that's easy, being single, a renter, and on an O-3's salary. It amazes me that there are people who raise families on half my income.
My roommate, in contrast, has a lot more toys, but also about as much debt as I have savings, and very little savings.
But who's happier? He's the one with a girlfirend. And one can worry as much about where to put their savings as how to get rid of their debt.
As for career, well, we're both doing something that's a life-long dream. Compared to my last job, that definitely makes it easier to get up in the morning, but not EVERY morning.
PudriK
("Pudd-rick")
Irregular player since 2003
("Pudd-rick")
Irregular player since 2003
by PudriK » Thu Dec 08, 2005 4:55 am
Originally posted by Trash Can
Well let's take one as an example. His daughter needs braces and his house needs a new roof. This is in addition to the mortgage and two car loans. You can say that they need a budget and stick with it, but it is not always as easy for lower income people as what you make it sound like.
Two car loans may be the first problem. How big is the mortage, could they live in a smaller place? Or an apartment where the roof would be taken care of?
Of course, there is a bottom limit, but when you see that a lot of lower income people have several TVs, electronics, jewelry, etc, not to mention cars and their rims, you can see that they are not making smart choices about their spending.
PudriK
("Pudd-rick")
Irregular player since 2003
("Pudd-rick")
Irregular player since 2003
by Rand0m » Thu Dec 08, 2005 1:35 pm
What the hell are you guys talking about. I have no need to back my ideas. You all live your lives a completely different way from me so no matter what I spit out you wont understand because you've conformed to the typical American lifestyle.
And making a statement about my personal life is not citisism to me, it's a low blow. People like that aren't worth my time of day. You have no idea about my life, and I have no idea about your life so don't ever think about making such a bold statement without any thought again.
When you guys start putting more value on non-materialistic things maybe we'll discuss some more on this topic. That's whats completely wrong with our society. Value and success are placed on materials; cars, houses, televisions, and so on. Maybe if people began valuing their health and well being America wouldnt have the highest percent of overweight adults. I can go on just let me know.
And making a statement about my personal life is not citisism to me, it's a low blow. People like that aren't worth my time of day. You have no idea about my life, and I have no idea about your life so don't ever think about making such a bold statement without any thought again.
When you guys start putting more value on non-materialistic things maybe we'll discuss some more on this topic. That's whats completely wrong with our society. Value and success are placed on materials; cars, houses, televisions, and so on. Maybe if people began valuing their health and well being America wouldnt have the highest percent of overweight adults. I can go on just let me know.
by =ender= » Thu Dec 08, 2005 3:31 pm
I'll reiterate that I'm just dandy where I am. I could make more, but I could be doing a lot worse and I'm pretty happy with my life. I don't have an amazing amount of debt that I cannot handle and, albeit slowly, I'm saving.
With that said.... lifestyle choices in regards to purchases can also have very little impact on one's happiness and income level. I think I know more people that just barely live within their means than not, but not because of materialistic expenditures.
A lot of folks, probably more than you realize, do their absolute best to save and not incur an unrealistic amount of debt. They don't buy houses that are too much to handle or they end up renting because it's cheaper. They only buy used but reliable vehicles and even then, try to rely on car pooling or other services to save a buck. They only buy groceries on sale, with coupons, on double-coupon days at bargain/no-name-brand outlets. Some of them have to use free clinics for medical help because their jobs simply don't offer insurance or other benefits and they cannot afford it on their own. They make compromises on security by living in shitty, dangerous, possibly drug infested neighborhoods because it's what they can afford. They need food stamps because no matter how much they try to save and only buy what's necessary, it's still not enough. They're 40 to 60+ hours a week, hard working, blue collar families with strong sense of family and morals and don't live above their means.
And they love their jobs. They're teachers, writers, dental hygenists, plumbers, auto mechanics, construction workers, and repairmen. These are all people I personally know.
They absolutely love what they do for a living, love their families, have strong moral values, and do their absolute best to live within their means.
Yet, they're miserable. It's not the toys and glitz and material possessions that you're insinuating that they gloat over. It's a stress-free life that they want. They don't want to worry about whether or not that next paycheck is coming. They don't want to worry if they're going to be able to feed their kids the next day or more. They don't want to feel like bad parents for not being able to get even one, halfway decent gift for their loved ones for the holidays.
For any of you to say that these people need to learn how to spend less, save more, work harder, or learn how to cope with stress better: shame on you. These folks are the heartland of America and there are more of them than you realize.
With that said.... lifestyle choices in regards to purchases can also have very little impact on one's happiness and income level. I think I know more people that just barely live within their means than not, but not because of materialistic expenditures.
A lot of folks, probably more than you realize, do their absolute best to save and not incur an unrealistic amount of debt. They don't buy houses that are too much to handle or they end up renting because it's cheaper. They only buy used but reliable vehicles and even then, try to rely on car pooling or other services to save a buck. They only buy groceries on sale, with coupons, on double-coupon days at bargain/no-name-brand outlets. Some of them have to use free clinics for medical help because their jobs simply don't offer insurance or other benefits and they cannot afford it on their own. They make compromises on security by living in shitty, dangerous, possibly drug infested neighborhoods because it's what they can afford. They need food stamps because no matter how much they try to save and only buy what's necessary, it's still not enough. They're 40 to 60+ hours a week, hard working, blue collar families with strong sense of family and morals and don't live above their means.
And they love their jobs. They're teachers, writers, dental hygenists, plumbers, auto mechanics, construction workers, and repairmen. These are all people I personally know.
They absolutely love what they do for a living, love their families, have strong moral values, and do their absolute best to live within their means.
Yet, they're miserable. It's not the toys and glitz and material possessions that you're insinuating that they gloat over. It's a stress-free life that they want. They don't want to worry about whether or not that next paycheck is coming. They don't want to worry if they're going to be able to feed their kids the next day or more. They don't want to feel like bad parents for not being able to get even one, halfway decent gift for their loved ones for the holidays.
For any of you to say that these people need to learn how to spend less, save more, work harder, or learn how to cope with stress better: shame on you. These folks are the heartland of America and there are more of them than you realize.
Move as a team, never move alone. Welcome to the Terrordome!
by EZC » Thu Dec 08, 2005 5:02 pm
Funny thing is I had a teacher who told me the same thing when I a senior in highschool. Smart guy. Use to be a NASA scientist but gave it up to teach AP Physics to highschoolers. He said "A job is something you like, A career is something you love". THough I have never found a job I like but I hope I find that career I love.Originally posted by Rand0m
a job is something you do for money, a career is a life long thing you do because its something you enjoy.
"They told me it was healthy to collect things, so I decided to collect pictures of dead presidents." - Willie Sutton, Bank Robber
Made by Spirit of Me
Made by Spirit of Me
by ferret963 » Thu Dec 08, 2005 5:05 pm
Originally posted by Rand0m
What the hell are you guys talking about. I have no need to back my ideas. You all live your lives a completely different way from me so no matter what I spit out you wont understand because you've conformed to the typical American lifestyle. exc.
I mean this in the least offensive way, but what you are doing is exactly why you are mad in the first place. Your mad that people generalized you, but yet there is some kind of double standard when it comes to generalizing the rest? Truth is no one knows about others lives given from this except what they share or you know them in rl. So for you to say we are all typical Americans you are quite wrong. As far as health, it is the most important thing in my life, and I take considerable personal offence to your statement to say anything contrary.
Chill-out
FerreT
by ZRX 1200 » Thu Dec 08, 2005 5:38 pm
I thought I'd throw in my 2¢ here.
I live in Orange County, CA, (yeah just like the tv show that I've never watched).
Some of the kids I went to high school with lived in houses worth 1,2,3+ million dollars. You could drive through the school parking lots and you'd swear it was a new car dealership. If you had a new BMW 3 series (a $30k car?) that was nothin' special. The cool kids had the new BMW M3's, E 320's, ML class and on up. There were a few 740 IL's, a few Benz AMG models, you get the picture. I'd known some of these people from kindergarten and I got to know their families and their lifestyle.
In my opinion, wealth is not all that it's cracked up to be. So many of these people were seriously unhappy. Their parents worked long hours and the kids were raised by housekeepers. When the parents were home, you could see that they were extremely self-centered. They would give their kids money to leave them alone. The kids themselves were going to grow up just like their parents. They took nothing seriously. They didn't need to really try at school because if you donate enough money to schools like USC, it doesn't matter what grades you have. Hard times for these people were when they had to cancel their cruises or European vacations.
So there's a look at the other side of the coin (no pun intended). Life is a journey, not a destination. It doesn't just take money to make the most of it.
I live in Orange County, CA, (yeah just like the tv show that I've never watched).
Some of the kids I went to high school with lived in houses worth 1,2,3+ million dollars. You could drive through the school parking lots and you'd swear it was a new car dealership. If you had a new BMW 3 series (a $30k car?) that was nothin' special. The cool kids had the new BMW M3's, E 320's, ML class and on up. There were a few 740 IL's, a few Benz AMG models, you get the picture. I'd known some of these people from kindergarten and I got to know their families and their lifestyle.
In my opinion, wealth is not all that it's cracked up to be. So many of these people were seriously unhappy. Their parents worked long hours and the kids were raised by housekeepers. When the parents were home, you could see that they were extremely self-centered. They would give their kids money to leave them alone. The kids themselves were going to grow up just like their parents. They took nothing seriously. They didn't need to really try at school because if you donate enough money to schools like USC, it doesn't matter what grades you have. Hard times for these people were when they had to cancel their cruises or European vacations.
So there's a look at the other side of the coin (no pun intended). Life is a journey, not a destination. It doesn't just take money to make the most of it.
- Major SONAR
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by Major SONAR » Fri Dec 09, 2005 12:14 pm
For any of you to say that these people need to learn how to spend less, save more, work harder, or learn how to cope with stress better: shame on you. These folks are the heartland of America and there are more of them than you realize.
Nothing personal, but I stand by what I say. Work hard, save, etc, etc. In other words, try to live within your means. I'm not here bashing people who work hard and yet don't make a lot of money.
I don't care how much money a person makes or has!
I don't judge a person on his monetary, religious, sexual orientation, skin color, etc, status. I judge people on their behavior regardless of everything else. I have rich and poor friends. I don't give a damn what kind of car they drive!
What I'm saying is that frequently in America we buy things we want, rather than things we need. Consequently we end up in debt. Yes life can throw us some nasty punches, I'm merely saying that if we plan ahead (i.e. saving some of money for the bad times, instead of pleasure now) then life would be much easier.
I have nothing but compassion for people who struggle in life and I frequenlty give to numerous charities in my area.
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by Rand0m » Fri Dec 09, 2005 12:46 pm
Originally posted by Major SONAR
Nothing personal, but I stand by what I say. Work hard, save, etc, etc. In other words, try to live within your means. I'm not here bashing people who work hard and yet don't make a lot of money.
[B]I don't care how much money a person makes or has!
I don't judge a person on his monetary, religious, sexual orientation, skin color, etc, status. I judge people on their behavior regardless of everything else. I have rich and poor friends. I don't give a damn what kind of car they drive!
What I'm saying is that frequently in America we buy things we want, rather than things we need. Consequently we end up in debt. Yes life can throw us some nasty punches, I'm merely saying that if we plan ahead (i.e. saving some of money for the bad times, instead of pleasure now) then life would be much easier.
I have nothing but compassion for people who struggle in life and I frequenlty give to numerous charities in my area. [/B]
by =ender= » Fri Dec 09, 2005 1:10 pm
Sonar, nobody is saying that you're being judgmental of others based on their pay/job or even that you care... and that's a good thing! 
But there are tons of Americans who are in debt from only buying the things they need and not what they want. And it's the most likely reason why many of them aren't happy with their lives (even if they love their jobs)... that was the point I was making. I know... you did say "frequently" so I'm not harping on you. I just feel like my message is getting lost. You can still work your sack off, save as hard as possible, and yet still be in debt.
Sure, that begs the question "how are they in debt if they are paying for what's needed?" There are necessary evils in our lives: school and homes are the big ones that come to mind, which can easily put anyone in the poorhouse. Medical expenses, especially if your job/profession doesn't offer you insurance, can ruin a person fiscally.
For many folks, it's not just a "nasty punch"... it's Life itself! They plan, they save, they work hard, they love their jobs... and they suffer financially, which can lead to a host of other personal issues which can "make a strong man break."
So, what if they decide to get a different job, one they don't like or downright hate, but pays them more so that there are fewer financial worries? Well, that goes back to some of the original things we were talking about many posts ago.
Loving your job/profession/career (arguing over choice of words here is simply an argument in semantics) does not equal happiness.
Having lots of money does not equal happiness.
Having your personal affairs in hand, stress-free, is certainly a step in the right direction towards happiness.
The problem is getting to that point and not everyone can make lots of money and save lots of money, in a job they love, while trying to achieve happiness. You could argue that you don't need said money to achieve happiness and I'd agree with you, but pure happiness doesn't pay your taxes.
Originally posted by Major SONAR What I'm saying is that frequently in America we buy things we want, rather than things we need. Consequently we end up in debt.
But there are tons of Americans who are in debt from only buying the things they need and not what they want. And it's the most likely reason why many of them aren't happy with their lives (even if they love their jobs)... that was the point I was making. I know... you did say "frequently" so I'm not harping on you. I just feel like my message is getting lost. You can still work your sack off, save as hard as possible, and yet still be in debt.
Sure, that begs the question "how are they in debt if they are paying for what's needed?" There are necessary evils in our lives: school and homes are the big ones that come to mind, which can easily put anyone in the poorhouse. Medical expenses, especially if your job/profession doesn't offer you insurance, can ruin a person fiscally.
Originally by Major SONAR Yes life can throw us some nasty punches, I'm merely saying that if we plan ahead (i.e. saving some of money for the bad times, instead of pleasure now) then life would be much easier.
For many folks, it's not just a "nasty punch"... it's Life itself! They plan, they save, they work hard, they love their jobs... and they suffer financially, which can lead to a host of other personal issues which can "make a strong man break."
So, what if they decide to get a different job, one they don't like or downright hate, but pays them more so that there are fewer financial worries? Well, that goes back to some of the original things we were talking about many posts ago.
Loving your job/profession/career (arguing over choice of words here is simply an argument in semantics) does not equal happiness.
Having lots of money does not equal happiness.
Having your personal affairs in hand, stress-free, is certainly a step in the right direction towards happiness.
The problem is getting to that point and not everyone can make lots of money and save lots of money, in a job they love, while trying to achieve happiness. You could argue that you don't need said money to achieve happiness and I'd agree with you, but pure happiness doesn't pay your taxes.
Move as a team, never move alone. Welcome to the Terrordome!
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